Through this video, I have given a detailed explanation of the NO -1 Reason for Health Insurance Claims Rejection as per IRDA claims data. I have also explained why Non-Disclosure leads to claims Rejection. I have explained what details need to be disclosed by the customer at the time of policy purchase so that the claims get approved hassle-free. Secondly, I have explained what Insurers check when ailments occur after a policy purchase, Insurers look for the document called FIRST DIAGNOSIS REPORT and its importance. The intention is to help the common man thoroughly understand the Concept of Non-Disclosure.