The hospital bill settlement is in direct proportion to the type of Room Rent selected. I have explained exactly how an insurance company settles the bill when the Actual room rent is not the same as the Restricted room rent as specified in the Insurance policy. When it comes to personal health insurance if one opts for a higher room category than what’s specified in the policy, he pays way more than what he may have assumed. How much extra and how its calculated , I have explained.
